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Receiving gift cards is great but making sure you're actually able to employ the balance is the best role of all. That's why knowing how to convert Visa gift cards to cash can exist a bang-up way to make sure that you apply what's on the card – with the added flexibility of being able to spend the residual anywhere!

Perhaps you were given the bill of fare as a gift or you bought information technology as role of a promotion. The latter is pretty common, as yous'll often observe stores that offering discounts or bonus deals if you purchase Visa souvenir cards from them. This can, in turn, relieve you lot a skilful amount on the actual value stored on the carte du jour.

You could even have gotten it past having earned it yourself! Sites like Swagbucks offer this from time to time, past letting y'all earn Visa souvenir cards for free by watching videos, playing games and searching the internet.

Want to get some extra greenbacks with a free $5 Visa gift bill of fare?

Simply sign up for Swagbucks here and y'all'll get a gratuitous $v welcome bonus, which y'all tin then catechumen into a Visa gift bill of fare (or a Paypal card, an Amazon souvenir card and more!)

Only now that you've got the card, you may be struggling to figure out what to do with it. Or you lot could only prefer to have straight up greenbacks to exist able to utilise how you desire.

Whatever your reason, it's really not hard at all to get cash from a gift bill of fare – and tin can be a expert thing to do if yous want to utilise the cash for something that doesn't involve buying something, like to pay off your credit card pecker this month!

Did you know that there are plenty of ways to earn free Visa gift cards with your phone?

If you're looking for some extra free cash, hither are our top picks for the best coin-making apps that permit yous to cash out your earnings equally Visa gift cards – or even straight to your PayPal business relationship!

  • Swagbucks(includes afree $5 welcome bonus) – great for making money by playing games, watching videos and more
  • Ibotta(includes amassive free $20 welcome bonus) – our favorite cashback app to go money dorsum on things you'd be buying anyway, like groceries
  • MyPoints (includes afree $5 welcome bonus) – an app with a huge range of coin making opportunities
  • SurveyJunkie – our option for the highest paying survey app, including options forearning $150 per hr with focus groups

How to convert Visa gift cards to cash

There are a bunch of different means to become your Visa souvenir menu residue converted to greenbacks. In a few cases, they'll let you end up with actual greenbacks in your hand, while others will allow you treat the menu as if it were cash based on how y'all utilise it.

In that location are a few ways though that involve a transfer of the Visa gift carte to your bank business relationship. From at that place, y'all'll so be able to withdraw the money as cash.

Whichever option you choose though to become cash from your Visa gift card, the consequence is the same. And then it just becomes a question of which one is easier (and cheaper!) for you.

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1. Employ your Visa gift card to buy other merchants' gift cards

If there's a particular store yous shop at that doesn't take your Visa gift card for purchases, you can use this card to buy a souvenir card from the shop where you want to buy something.

And if you lot look online, you can sometimes observe these for sale for up to 20% off – meaning you're getting 20% of the Visa gift menu residue for costless.

This could include stores like Amazon, Walmart or even Starbucks if yous were planning to convert your Visa gift cards to greenbacks simply to get a caffeine hitting.

(And yous tin can double upwardly on the benefits by using these Amazon souvenir carte du jour deals to get y'all gratuitous Amazon credit.)

Alternatively, y'all could earn gift cards to all these stores and dozens more than simply by signing upward for an app like Swagbucks. It's basically similar earning free coffees from procrastinating on your telephone!

Swagbucks

Free sign-up bonus: $5

A great app for making extra coin, including withgreenbacks back from online shopping, watching videos, playing games and more.

And giveninformation technology'south paid out over $550 one thousand thousand through Amazon, Paypal and other gift cards, it's 100% legit.

2. Add it to your PayPal wallet

Another mode to convert Visa gift cards to cash is with PayPal. That is, PayPal lets you add prepaid cards, including Visa gift cards, to your PayPal wallet. What this ways is that you're then able to treat the balance like greenbacks, by using information technology to purchase things from whatsoever merchant that accepts PayPal – which is nigh major ones, these days.

By doing this, you likewise have the pick to transfer money from the gift card to a banking company account that'south linked to your PayPal account or sending the coin on your souvenir card to other PayPal users. Just keep an eye on the fees if you do this, as sometimes when you transfer a gift card balance to a bank account using this method, you may be charged upwards to 3% of what yous're transferring.

(It's worth noting that a far easier style to earn money to put towards your PayPal account is to sign upward for a free greenbacks dorsum app like Ibotta. You lot can cash out your earnings – including the $twenty bonus you'll receive only for signing upward – on a PayPal gift bill of fare, which is basically like receiving cash.)

Ibotta app cash back example from shopping

Ibotta

Free sign-up bonus: $20

Ibotta is a completely gratis app that gives you cash back on what you're buying already – groceries, medicine, clothes and more.

In fact, users make $150 per year on boilerplate – not including your free $20 welcome bonus – with over $682 1000000 having been paid out, and so you know Ibotta is definitely legit.

How can I get money off of a gift carte du jour through PayPal?

To get money off a Visa gift card to a PayPal account, just practice the following:

  1. Log in to your PayPal account.
  2. Select the "Wallet" choice at the summit of the page
  3. There should be an option on the left to "Link a card or depository financial institution". You'll be able to find this under any existing cards or banks you take linked. Click this and continue through the prompts.
  4. When y'all get to the signal where PayPal asks you for the relevant information, add your Visa souvenir bill of fare details. Then click "Link Carte du jour".

At that place'south a risk that yous may get an error when trying to practise this. If that happens to yous, you may have to first register the card with the issuer and then an accost is linked to the Visa gift card. Later on that, PayPal should have no problem accepting information technology.

3. Add it to your Venmo account

Similar to PayPal, you can convert your Visa gift card to greenbacks via Venmo by putting your gift card balance on your Venmo account. And this is actually a better option than PayPal if you lot were planning to transfer the money to your own account every bit cold, difficult cash.

This is because Venmo doesn't charge any fee to transfer money from your Venmo account to your bank account, unless you select the Instant Transfer selection. Otherwise, the money should get in in your account inside one to three business days.

To exercise this, go into the Venmo app and find the option that lets y'all add souvenir cards. There'south a chance that yous'll get a warning message here for fraud prevention, so either attempt over again or give Venmo client service a call at their helpline to see if they can clear upward the result.

4. Pay your bills with your Visa gift card

Using your souvenir menu to pay a bill is exactly the same as converting your Visa souvenir cards to cash – although y'all'll never actually get to see the money.

Just remember that because the Visa gift card is treated the same as a credit carte, you'll also incur whatever credit bill of fare fees, so make sure you do the math to ostend that it'southward worth it.

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How do you liquidate a Visa gift card by paying bills?

Y'all can utilize a Visa gift carte du jour to pay bills with any billing provider that accepts Visa credit cards for bill payments. This is because Visa gift cards are treated exactly the same when it comes to making this payment.

Not every single company will let you to get cash from a Visa souvenir card using this strategy, but you lot'll almost certainly be able to employ your carte du jour in this fashion for things similar topping up your phone credit, ownership groceries and gas or renewing your subscription at the local yoga studio.

5. Go to a Gift Card Exchange Kiosk to merchandise it in

One super like shooting fish in a barrel manner to convert Visa gift cards to cash is to find a Gift Card Exchange Kiosk. They're normally yellowish and you can ofttimes observe them in shopping malls and supermarkets.

All you accept to do is enter your gift card's data into the kiosk, which will include things like the set up of numbers on the front of the card.

You'll then exist presented with a range of offers for you to decide which one you desire. Once you've made your selection, yous'll be issued a voucher to take to the cashier to become your money – making information technology one of the ways that volition actually run into you get greenbacks from your Visa gift card in your hand.

Related: Coinstar Gift Card Exchange: A Way To Become Quick Cash?

half dozen. Sell your Visa gift card through an app

Another selection is to sell your Visa gift card on various apps that volition buy it from you in society to resell it.

While this can exist a quick way to catechumen your Visa gift cards to cash, the fees are really steep then this should probably only be your last option if the others aren't possible for some reason.

For case, Enhance has an app that does this for both iOS and Android, although they'll take fifteen% commission for doing this. Ouch.

women using app to convert Visa gift cards to cash

A similar one is Prepaid2Cash, another site that has an app for iOS and Android in order to merchandise in your Visa gift cards for cash. This one works slightly differently, in that:

  • First you tell them the make of the gift card (in this case: Visa)
  • They then transport you an offering through the app for the menu
  • Y'all accept no obligation to take this offer simply once you practise, they'll deposit it into your account in upwardly to 5 business concern days

This means that the fees they charge are incorporated into the offer, and then it'south not entirely transparent. They land, however, that the offer will be upwardly to 92% of the bill of fare residuum, meaning the fees are at least 8%.

7. Convert your Visa souvenir card to cash past selling information technology to a website

There are plenty of websites that will pay greenbacks for your Visa souvenir card. In improver to the ones mentioned above that have apps for this, at that place are also others like Souvenir Carte Granny, CardCash and more.

If your gift menu is digital, then the process can be instantaneous. Just even if you take a physical card, some of these sites will pay for your postage to send them the card, and so y'all won't terminate up losing whatsoever coin on that front.

Like with the apps, the sites will take a fee based on a percentage of the residuum of the bill of fare, then brand sure you know just how much this is before agreeing to the sale.

As well, information technology can be a good idea to do some searches for the site you're considering using, just to get the most upwardly to date reviews on whether other people have had a practiced experience with them. You don't want to go through all the hassle of learning how to plow Visa gift cards into cash with your site of choice then find out it'south all for nothing.

eight. Sell your Visa gift menu to other people

Another option y'all could consider is to sell your Visa souvenir carte du jour to other people. While this can be 1 of the quickest ways to admission that balance, merely keep in mind that you're probably going to have to accept less money than the balance on the card to brand it worth the other person's while to buy it from you.

man using a bank card to buy something online in order to get cash from a Visa gift card

That is, about people will merely pay a portion of the remainder when they're ownership a gift carte du jour from someone else. This is because they know that it's convenient for you to offload the card like this and there's besides a small chemical element of chance on their part.

Sites like eBay or Craigslist will work perfectly for these kinds of arrangements. Make certain you keep in mind shipping costs if yous're selling a physical carte du jour – and, as always on these kinds of sites, go along an eye out for whatsoever scams. If something sounds too good to exist true, it probably is.

ix. Use it to buy a money order

Stores like Walmart as well as sure grocery stores will let yous buy money orders using your Visa gift card. That said, the availability of this tin can vary, then check if this is an option in your area.

But in one case you've done this, the money lodge tin then be deposited into your banking concern account to be used as direct up cash.

One affair you should keep in mind, nevertheless, is that some banks have had a habit of shutting downwardly accounts if too many money orders are deposited. As such if you do choose to do this, perhaps combine it with some of the other options on this list.

ten. Give them out as gifts

One style to catechumen Visa gift cards to cash is to use them similar cash. Nosotros mentioned things like using them to pay bills, just y'all can likewise requite them as a present.

This can be a great alternative to giving someone, say, money in a carte or a shop-specific gift voucher.

envelope with a gift to turn a Visa gift card into cash

11. Turn your Visa gift cards to cash by buying and reselling items

This may take a few extra steps to do merely it may exist the only other option on this list that lets you make money from converting your Visa gift cards to cash (in addition to buying merchants' gift cards).

As mentioned, most stores care for Visa souvenir cards similar credit cards. This means that you tin can generally utilise them to buy items at almost whatsoever store, and so keep an eye out for things that are either heavily reduced or in high need.

In both cases, there'southward a practiced take a chance you lot may be able to resell the detail at a college price than what you paid. This, in turn, will let you – eventually – get cash from your souvenir card.

Tin can you turn a Visa gift card into cash in hand?

In that location are ways to plough a Visa gift carte into cash in hand, although these tend to exist limited to those options when you're trading your carte du jour in in-person, such every bit when selling it to someone or converting a Souvenir Card Kiosk voucher into money.

However, having the money added to your PayPal or bank business relationship is as close to cash in hand as you tin get. Just add the extra pace of going to withdraw it and you lot're on your way.

Can you put a Visa gift card in your bank account?

You can deposit a gift card to your banking concern account, although not directly. Visa souvenir cards are treated like Visa credit cards, significant the balance isn't transferable to an account.

Nevertheless, as shown above, there are some roundabout ways to attain this. For instance, at that place are several options to transfer money from a gift card to your bank account via PayPal. All you practice is follow the steps outlined higher up for getting the remainder into your PayPal account and, from in that location, transfer that money to your banking concern account.

Keep reading to find out which specific options are available for this, if you'd prefer the money end up in your account rather than converting your Visa gift carte to cash in paw.

How to transfer a Visa gift card to a banking concern account?

You can transfer money from a prepaid card to your banking concern business relationship indirectly by trying some of the post-obit options, which we go into more detail about above:

  1. Add the card to your PayPal or Venmo account and transfer the balance to your ain account
  2. Get coin for a voucher issued by a Gift Card Exchange Kiosk and and so deposit it into your business relationship
  3. Choose an app or website to sell your gift carte to that pays you through direct deposit, letting you then use the selling price every bit a way to transfer the Visa gift carte du jour to your bank account
  4. Use the carte to buy a coin order, with the value of this then placed in your business relationship
woman buying something online to turn Visa gift cards into cash

Tin you withdraw cash from a prepaid Visa?

Yous can withdraw greenbacks from a prepaid Visa, with the card being treated the same way as any Visa debit carte du jour. This ways that you can use the prepaid Visa to make purchases online or in-person, make bill payments and withdraw cash.

Just go along in mind that a prepaid Visa is different from a Visa souvenir carte, with the latter existence more restricted in terms of how you use them. While a Visa gift card can be used the same way as a prepaid Visa when it comes to making purchases, information technology'due south ordinarily isn't possible to employ a Visa souvenir card for ATM withdrawal or every bit greenbacks dorsum in a shop.

Can you transfer money from a souvenir card to a debit card?

While you can't directly transfer money from a souvenir carte du jour to a debit card, there are means to achieve this with a few actress steps. For example, if yous add your Visa gift bill of fare to your PayPal wallet and then transfer that money to your own account, you'll take access to that cash via your debit card.

Similarly, past selling the bill of fare through an app or a website, the company that buys it from you will either transfer the money that you make to your banking company business relationship or may send you a bank check. Either way, the money will then be in your account and ready to be used past your debit card.

This means that while information technology'south not strictly the instance that yous can transfer money from a gift card to a debit card, the workarounds are super straightforward to do.

How to get greenbacks from a Vanilla Visa souvenir card?

While you can't get cash from a Vanilla Visa souvenir card directly, you accept options like selling the souvenir card either online or in person or having the money transferred to your PayPal account. You volition then receive money in exchange for the gift card.

That is, much like the other cards in this article, y'all can't transfer coin or withdraw money from your Vanilla Visa gift card. However, there are several workarounds bachelor.

In fact, the process of how to get cash from a Vanilla Visa gift menu is the same as how to catechumen any Visa gift card to cash, assuasive you to use the balance in exactly the aforementioned mode as greenbacks. Check out some of the options earlier in this article to run across which one may work all-time for you.

Can y'all apply a Visa gift card at an ATM?

Visa gift cards cannot mostly be used at an ATM as they practise not come with a Pin. That is, ATMs only allow you to withdraw cash if you have a Pivot for security reasons. This means that whatever card that doesn't come with this will not be able to finish the transaction.

There are, of course, other ways to get greenbacks from your Visa gift card, as you lot've probably seen from all the other options in this article. That said, almost of them crave a couple of actress steps to get to that betoken.

While they're all pretty uncomplicated, unfortunately none of them are quite every bit directly forward equally only withdrawing the rest in greenbacks from an ATM. Don't consider that every bit too much of a hurdle though, every bit those extra steps needed to access that cash really aren't that difficult to exercise.

Can you transfer a Visa gift card to the Cash App?

You tin can't transfer a Visa souvenir card to the Cash App as this app doesn't allow souvenir cards to be used every bit a payment option. Instead, yous have to find a mode to convert the Visa souvenir menu to cash and then add that as a residuum to the Cash App.

I'd particularly recommend checking out some of the options in this article on how to add the money from your Visa gift bill of fare to your PayPal account. This is because, from there, it's very piece of cake to add together this amount to your Cash App account.

Concluding thoughts on converting Visa gift cards to cash

Visa gift cards are pretty flexible in terms of how you can use them. Given that they're accustomed anywhere that also takes Visa credit cards, you already take a huge assortment of options on where to spend the remainder on your souvenir card.

But information technology's true that sometimes having common cold, hard cash is preferable. Information technology's easier to runway as role of your overall liquid net worth, for example, and yous're not limited in example y'all program to use the money somewhere that a Visa credit bill of fare wouldn't work.

In those cases, 1 of the options on this listing will definitely help y'all out. Just proceed an eye on the fees to brand sure at that place's not a more affordable option for what you intend to do with the money.

Just once you lot've decided how to proceed, in but a few clicks, that money volition be yours!

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Anna is the founder of LogicalDollar and a personal finance skillful, having been seen in Forbes, HuffPost, Reader's Digest, MSN Money, Yahoo! Finance, CreditCards.com and many more. She's committed to helping others get on the path to financial freedom using the experience gained from turning $60,000 in debt into a thriving investment portfolio. Find out more.